Does your organisation have Liability insurance cover for your staff and volunteers whilst working overseas?

You might think so but…check the small print! Your organisation could be at risk. Most Liability policies only cover temporary, non-manual work outside the UK. Invariably it would not include cover for mission and humanitarian aid work of a manual nature. This means that your organisation and its people could be at risk. The Charities Commission urges Charities to treat Volunteers as Employees.

We have identified a gap in UK liability policies relating to staff and volunteers working temporarily overseas, in the following areas:

• • Cover for manual work
• • Frequency and location of work

Our experience is that most UK insurers are not keen to extend cover to include manual work overseas.

This is where MasterPolicy Overseas Combined Liability steps in. It has been specially designed for organisations such as yours. As an independent broker, MasterPolicy have chosen to work with Sagicor as specialist underwriters in this field. The policy will provide Public and Employers Liability cover for your organisation, its activities and its personnel whilst working within the UK and elsewhere in the world.

• • One simple policy covers Employers & Public Liability in the UK & overseas
• • Friendly, knowledgeable staff make your policy simple to administer
• • Cover tailored to your organisations' specific needs