Are you over or underinsured?
With up to 80% of UK homes believed to be underinsured, how confident are you that your level of home insurance represents the real value of your possessions?
Underinsuring your home will result in a cheaper monthly or annual premium but you will undoubtedly pay in the long term. If you are significantly underinsured, your insurance company can reduce the amount of your claim or in the worse case scenario, legitimately refuse to deal with your claim.
Whether using our computer quotation system or offering a bespoke policy, we are able to provide very competitive quotations for household buildings and contents, combined or separately.
We appreciate that many householders insure their property with their mortgage lenders. In most cases, we are able to show significant savings and improved covers. If the mortgage lender charges an administration fee to allow you to arrange your own cover, then we will reimburse this up to £25.
At MasterPolicy, we have - following extensive enquiries with our clients - been able to identify a number of key cover requirements: